Debt Management

Debt Management Alternatives To Bankruptcy

• Detroit Pistons d. Los Angeles Lakers, 4-1 - 2004 NBA Finals
• Boston Red Sox d. New York Yankees, 4-3 - 2004 American League Championship Series
• Debt Relief Guy d. Mountain of Credit Card Debt - 2004 Finances of Joe Consumer

Your finances are spiraling downward at an alarming rate. Every step forward you take is followed by two steps back (Bruce Springsteen rolls over in his grave). There is nothing left for you to do but declare bankruptcy, correct? No. With a customized debt management plan, your financial prospects can rise above the wreckage and pull a shocking upset over your debt, just as the rag-tag Pistons and Red Sox vanquished their heavily-favored adversaries this year.

What the "B" in bankruptcy stands for...

Not to oversimplify matters, but if you declare bankruptcy, you are essentially a little bitch. You are the guy who can't handle the pressure and needs to get out of the kitchen, since he obviously can't stand the heat. So many citizens throw in the towel when things look bleak, unaware that a little injection of debt management can help turn your life around - and keep your credit record intact!

Declaring bankruptcy absolves you of all debts, but leaves a blemish on your permanent credit record for up to 10 years. It's like the stain from when your cat peed on the couch - it's buried in the past, yet the smell always lingers. Plus, you can only file and declare yourself bankrupt once every seven years. No more choices after that. With debt management, however, you can qualify for lower interest rates and get out of debt in just 3-5 years! No strings attached!

Credibility. It's the straw that stirs the debt management drink, or DMD, as some call it. When a debt management has your back, all parties collaborate and everyone wins. Your creditors don't want to see you go bankrupt, because they won't receive any money from you in that case. Use this to your advantage. Sign up with a reliable debt management provider and your creditors will compromise by lowering your interest rates and eliminating some charges altogether.

The choice is yours. Sign up for efficient, trusted debt management from one of our partners, or start shopping for skirts at the nearest Gap. Because bankruptcy is for... you know who.

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