http://www.debtreliefguy.com/credit-card-debt/ Credit card debt is your source for information. Find out all you need to know about credit card debt today. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 If you find yourself in credit card debt, you should know that there is hope for getting out. You don't have to wallow any longer than you have to. If you desire a better life full of economic freedom, you should take every measure available to you to get out of credit card debt today. Get the facts about credit card debt Anyone who plans on using a third party to handle their finances, should check them out with the BBB and State Attorney General's Office of Consumer Protection. Some credit card debt services have mislead people about the impact the service would have on their credit rating, the fees involved, and the possibility of legal action from the creditors. On a credit card debt debt management program, it's important for people to know that their credit will be impacted- negatively for some lenders. It's important to know the fees. Is there: a monthly charge, a set up charge, a penalty for leaving the program? Are these fees mandatory? Genuine non-profits should not have mandatory fees. The last thing to emphasize is that the creditors can take legal action against debtors even if they are using a debt management service. Settlements are reported to the bureau as paid. This is not 'paid as agreed' as you would want, but instead showing that you had to settle instead of paying off the full balance on your credit card debt. This stays on your credit report for 7-10 years and lowers your overall credit score dramatically. If at all possible, I would try to work out a repayment plan to get out of credit card debt. If the interest rate is too high and you cannot reasonably get out of credit card debt in the next five years, you might want to look into credit counseling. Again, this is a short-term-pain, long-term-gain philosophy. Sat, 26 Jul 2008 15:00:00 EDT http://www.debtreliefguy.com/credit-card-debt/eliminate-credit-card-debt.html Eliminate credit card debt today by making the first move towards a debt free life. No matter what your situation is, it is not impossible to eliminate credit card debt. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.debtreliefguy.com/credit-card-debt/credit-card-debts.html Credit card debts - why are so many of us on the brink of bankruptcy? Why, credit card debts of course! en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0